Dede’s till
Dede’s moto
A motorbike taxi. Rides across town, paid at the drop.
- 15.0% a year to lenders, on what is drawn
- 15% of each sale repays the loan
- about $714 a day
- opened 40d ago in Kigali
In the till
$2,165.74
+$614.34 net, last four days
The line$380.00
3 lenders
- Drawn
- $187.50
- Room to draw
- $192.50
- Lent
- $380.00
- Sold, all time
- $2,277.30
- 797 sales
- Spent, all time
- $1,270.21
- 103 costs
- Interest owed
- $0.000473
- 15% a year, ticking
- Paid to lenders
- $0.13
- first, out of every sale
An example till: every seat is open. Last sale 9m ago, $1.37.
Dede’s moto, the tape
- Costchain and sprocket−27.20
- ride, Nyamirambo1.37
- ride, airport4.39
- loan, last 5 sales−1.92
- ride, downtown2.13
- ride, Nyamirambo1.68
- ride, Nyamirambo1.73
- ride, Nyamirambo1.30
- ride, airport5.98
- loan, last 5 sales−2.27
- ride, Nyamirambo1.26
- ride, airport5.98
- Costchain and sprocket−24.26
- ride, airport4.63
- ride, Nyamirambo1.76
- ride, Nyamirambo1.53
- loan, last 5 sales−1.40
- ride, downtown1.73
- ride, downtown2.30
- ride, downtown2.28
- ride, Nyamirambo1.36
- Costphone data−3.00
- ride, downtown1.72
- Costfuel−3.00
- loan, last 5 sales−2.38
- ride, downtown2.44
- ride, Nyamirambo1.28
- ride, airport5.38
- ride, downtown2.39
- ride, airport4.33
The line, worked out
- 35% of the till, $2,165.74$758.01
- + what it netted, four days$614.34
- = what the books support$1,372.35
- held at what was lent$380.00
- The line$380.00
- − drawn$187.50
- Room to draw$192.50
The line, the last hour: steady, held at what was lent
Who lent
- Aline M.$120+$0.04
- Jean-Paul$200+$0.07
- Claudine$60+$0.02
Interest is paid out of each sale before anything else, in proportion to what each lender put in. What is not drawn can be taken back any time.